List of Licensed Moneylenders Registered In The Republic Of Singapore

Below you will find the complete list of licensed moneylenders registered with the Ministry of Law and the Registry of Money Lenders in Singapore:

How to Choose a Suitable Licensed Moneylender in Singapore

The list above helps you check whether a moneylender is licensed in Singapore. After confirming that the business is listed in the Registry of Moneylenders, compare the lender’s registered details, office location and loan terms before applying.

• Check the registered details: Make sure the business name, licence number, address, landline number and website match the information in the list.
• Consider the office location: Choose a licensed moneylender with an approved office that is convenient for you, as loan contract signing must be done in person.
• Review the total loan cost: Check the full repayment amount, interest, fees, instalment amount and due dates before signing.
• Look for clear explanations: The lender should explain the loan terms clearly and give you time to review the contract.
• Avoid pressure: Do not proceed if you feel rushed, confused or pressured to accept the loan.

Need help comparing your options? Speak to MLA for loan guidance.

How Much Can You Borrow from a Licensed Moneylender

For secured loans, you can obtain a loan of any amount. For unsecured loans, you can obtain:

For Singapore Citizens and Permanent Residents (PR): Up to $3,000, if your annual income is less than $20,000, and up to 6 times your monthly income, if your annual income is $20,000 and above.

For Foreigners residing in Singapore: Up to $500, if your annual income is less than $10,000, up to $3,000, if your annual income is at least $10,000, but less than $20,000, and up to 6 times your monthly income, if your annual income is $20,000 and above.

Why Borrowers Should Check the Licensed Moneylender List

Checking the licensed moneylender list helps borrowers avoid dealing with unlicensed lenders, misleading advertisements or websites that copy the name of a legitimate business. It also helps you confirm that you are contacting the correct company through its registered details.

Use this page as a quick reference, but verify important details directly with the official Registry of Moneylenders before you submit any personal information or sign a loan contract.

Final Reminder Before You Apply

Before applying for any loan, take a few minutes to check that the moneylender’s business name, licence number, address and contact details match the official Registry of Moneylenders. This helps you avoid unlicensed lenders and makes it easier to compare your options with more confidence.

If you are unsure which option is suitable, review the loan terms carefully and only proceed when you understand the repayment amount, fees and contract conditions.